Bank Accounts

What is to be done with bank accounts after a death varies regionally and each institution may have it's own policies.  In some regions, bank accounts are automatically frozen after a death.  To avoid any complications, the bank should be notified immediately, and you should find out the procedures for releasing these funds, and how to set up a new account for funds received after the death.  It’s recommended that a joint account stay open for at least six months to allow you to deposit any cheques that are made out to the deceased.

To take a name off a joint bank account, banks require an original Death Certificate, of which they will make a certified copy and return the original to you.

If the deceased had a safety deposit box in a bank, the contents can be sealed after death and the Death Certificate will be required to gain access to the contents.



Provided by: The Government of Canada and The Province of British Columbia

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